What You Don’t Know About Insurance Can Bite You In The Assets – Business Insurance
There is one thing that every business, from the tiniest startup to the world’s largest corporation, needs – the protection that insurance and risk assessment provides. One improperly insured loss can be the difference between thriving and closing the doors. And yet the very thing that stands between a business and financial ruin is often a mystery to its owners.
Almost no one truly understands their insurance policies; what they will and won’t cover, and how to make the most of that coverage when it counts. And the most important information of all – how to prevent claims from happening in the first place, by seeing the risks and vulnerabilities before a problem happens, and using simple and affordable solutions as prevention.
Rod and Danielle will use their years of experience to walk your group through the ins and outs of insurance for business, using real-life examples and accessible language to open people up to a new understanding of insurance and risk management. Get informed about risks common to every type of business, and inspired to better protect your future with forward thinking.
When Someone Has Fallen & Can’t Get Up, & Other Misadventures – Claims
No matter how carefully you plan, sometimes things go wrong. The same is true for insurance claims; the world is a complicated place, and events happen that are beyond anyone’s control. What can be controlled, however, is how often things go wrong and what happens when they do.
Whether it’s a slip and fall, a car accident, or a building burned to the ground, what people do before, during, and after a loss can make a big difference in the outcome.
Rod and Danielle will help you navigate these three phases using engaging and often comical real-life examples, because you see some crazy things over decades of adjusting claims – and every one is a lesson in what to do (and not do) when things go sideways. Learn what steps to take before a claim occurs, how to protect yourself and your property in the moment of loss, and your rights and responsibilities in the aftermath. Understanding the process, and where to turn when you need help, can be the difference between smooth sailing and a rough ride… so get empowered, and learn how to take the wheel.
Where The Rubber Meets The Road – Auto Insurance
Nearly every adult in Canada owns at least one vehicle, whether it be for work, personal use, or a combination of both. And nearly every business relies in some way upon vehicles; commuting to work, delivering your products or transporting your crew to the jobsite, that Friday morning Timmie’s run for the office. So many wheels spinning, so little understanding of what protects them and their users from a financial crash.
Auto insurance is a complex and often confusing thing, with rules and regulations that vary widely by province, vehicle use, and driver experience. It’s also dynamic, and a lot has changed recently. Rates are all over the map – leaving the average insurance customer wondering what the heck is happening, and why, and what to do about it.
Rod and Danielle can help your group find those answers. They have years of experience with both personal and commercial auto insurance; both selling it, and guiding people through the process of using it when a claim occurs. In explaining auto insurance using real-world examples and accessible language, they will offer your group a map through the labyrinth; practical solutions and advice on understanding your own auto policy, how to get the best coverage for cost, and the prevention of and protection after a claim – information that puts you in the driver’s seat.
How To Protect Your Home Sweet Home & Other Stuff That You Own – Personal Insurance
At the end of the day, there’s nothing like kicking back on your own couch… or feeling the wind in your hair as you motor down the road, or nursing a cold one with friends out at the cabin. People work hard to earn the life that they live and the things that they own, and take care to protect them.
Locking doors, arming an alarm system; these things become second nature in the quest for security. But not many people understand the single most effective thing standing between them and the loss of everything they’ve built – their insurance coverage. And it’s time to get educated, because what you don’t know about insuring your personal property can change your life in a heartbeat.
Rod and Danielle do know about it, and want to guide you into a better understanding of your policies; the real protections that they offer, insight into common limitations and misunderstandings that can leave you vulnerable, and practical advice on how to keep loss from landing on your doorstep. Using actual examples and understandable explanations, they will lead your group through the property, auto, and liability aspects of personal insurance, and how to put them to their best use doing what they’re meant to do – covering your assets.